Condominium

The classic among the

Investment properties

condominium

Condominiums are a smart choice for investors seeking security, stability, and sustainable returns. With the right strategy, you can reap the many benefits of this investment option. Start now and discover the diverse opportunities offered by the German real estate market!

What are the advantages of owning a condominium as an investment?

An apartment as an investment is the classic among investment properties.

These advantages make them an attractive option for private investors:


1. Stable and predictable income:

By renting out your property, you generate continuous rental income, which serves as a source of passive income and can contribute to the financing of your property.


2. Increase in value:

Real estate is one of the most crisis-proof investments. Condominiums in popular locations, such as major cities or sought-after suburban areas, increase in value over the long term.


3. Inflation protection:

Real estate is considered an excellent hedge against inflation, as both rental prices and property values tend to rise with inflation.


4. Tax advantages:

Many countries offer tax benefits for real estate investors. These include depreciation, the ability to deduct certain costs, and possibly tax relief upon sale after a certain holding period.


5. Diversification:

By investing in real estate, investors can diversify their risk and become less dependent on the fluctuations of other asset classes such as stocks.


6. Tangible assets:

Real estate is a tangible asset that, unlike cash or cryptocurrencies, has a real physical value.


7. Leverage effect:

By taking out a loan to finance a property, investors can make a larger investment with less equity, potentially generating higher returns.

What should investors consider when purchasing an apartment as an investment?

Condominiums in Germany are enjoying increasing popularity as a secure and high-yield investment. But there are also some considerations to be made.

Create, Create, Create

Look for promising locations with good infrastructure, job market opportunities, and attractive leisure activities. Proximity to public transportation, parking, schools and daycare centers, and universities are among the important factors.

Fixed interest rate

Please note that the expiry of the fixed interest rate period does not automatically mean:

a) The loan for your property has been fully repaid,

b) you can expect the same conditions for any subsequent financing that may be necessary

Professional advice:

Anyone considering a first-time investment should seek advice from experienced real estate experts. Finding, financing, and managing the right property with the perfect conditions on their own, while working full-time, is often challenging. Ziegelaktie.de offers a useful 360-degree approach.

Long-term perspective

Real estate investments usually pay off over a longer period of time. Plan your finances accordingly. It can take several months for the sale of a property to be completed, so investors considering selling should keep this in mind.

Steuern

In particular, the income from renting and leasing, the speculation period and the depreciation options should be known and calculated.

No emotions

A rented property doesn't have to appeal to you, but to the tenants. Solid and attractive is better than playful, luxurious, and unusual. Keep in mind that tenants have different expectations of an apartment than owners. This is especially true for young people who are renting for college or their first job, for example.

Frequently Asked Questions

FAQs

  • Do I have to take care of it myself if something needs to be repaired in my investment property?

    No. We let professionals take care of this. The Ziegelaktie concept aims to relieve owners of time-consuming tasks such as repairs, janitorial work, and maintenance. One of the most important reasons to work with us is to focus on what matters most—your time.

  • How much should my income be?

    There's no general answer to the question of the minimum income required for a real estate investment, as it depends on many individual factors. However, we generally recommend a monthly net income of at least €2,000 for single people.

  • How can you save taxes with real estate?

    The topic of tax savings with real estate is complex and depends on many individual factors. However, there are some general ways you can benefit from tax advantages as a property owner or investor.

  • Do I have to be "rich" to buy an investment property?

    No, you don't have to be rich or have an unrealistic income. With Ziegelaktie.de, you'll learn how to easily and safely invest in rental properties with a stable monthly income and organized finances. Simply contact our experts. We've already paved the way for many people to make their first, second, or third investment.

  • What costs are involved in purchasing a property?

    When purchasing a property, there are a number of additional costs, often referred to as "additional costs," in addition to the actual purchase price. These can vary depending on the state and individual circumstances, but are generally a significant expense.

  • What happens if there are changes in my professional or personal life?

    Life doesn't usually go according to plan. Contractual obligations, such as contract terms and deadlines, can occur. We've got you covered! These circumstances can be covered:

  • Can I reserve a property?

    Yes. We offer all clients the opportunity to reserve properties for a limited period of time, for example, to negotiate financing details.

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